Get paid where the message gets read.
Invoices, tuition instalments and dues chased on WhatsApp — with the amount, your reference and a pay button in the message itself. Settlement reconciles straight back to your ledger.
Use cases
Money that is owed, and overdue.
Anywhere a fixed amount has a due date and a payer who answers WhatsApp faster than email.
Tuition instalments
Universities and colleges send each instalment reminder on WhatsApp with a pay link attached. Students pay from the message — no portal login, no chasing the bursary office.
Invoice collection
An unpaid invoice sits in an inbox nobody opens. Send the reminder where it gets read, with the amount, the reference and a button that settles it.
Retainers & renewals
Monthly retainers, memberships and subscriptions renew on a schedule. The reminder goes out before the due date, not after the relationship has lapsed.
Deposits & booking fees
Hold the slot with a deposit taken at the point of booking. The same reminder that confirms the appointment collects the money for it.
Rent & service charges
Recurring charges with a fixed due date and a long tail of late payers. Reminders stop automatically the moment the payment settles.
Dues & contributions
Associations, cooperatives and schools collecting from a large, informal list — the people most likely to be reachable only on WhatsApp.
How it works
From ledger to settled, without a phone call.
Import what's owed
Upload a CSV of payer, amount, due date and your own reference — or push it in from your finance system via the API.
We send the reminder
An approved WhatsApp template with the amount, the due date and a pay button. In the payer's language, at a sensible hour in their timezone.
They pay from the message
The button opens a hosted payment page — Stripe, or Flywire where your institution already collects through it. No account to create.
Reconcile and stop chasing
Your reference comes back on settlement, so the payment lands against the right record and the reminders for it end automatically.
Sample payment reminder
Hi Fatima 👋 Your second tuition instalment of £2,450 is due on 14 November.
Reference TUI-2026-00831. Tap below to pay by card or bank transfer — it takes about a minute.
Handling other people's money
We never hold the funds.
Tadhkir sends the reminder and carries your reference. The payment itself happens on the gateway, and settles to your account.
Payments are taken on the gateway's own hosted page — card details never touch Tadhkir
Every reminder carries your reference, so settlement reconciles against your own ledger
Reminders stop the moment a payment settles — nobody is chased for money they have paid
Opt-in only, with STOP honoured per number, per WhatsApp Business policy
GDPR compliant for UK/EU · NDPR compliant for Nigeria
Stop chasing. Start collecting.
Tell us what you collect and how often, and we'll set up the reminder flow and the gateway with you.